As of June 2019 Balance is necessary for a successful financial plan. Unfortunately, many investors aren’t sure where to begin. There are simply so many variables to consider. Stocks, bonds, and rates. Oh my! With trade talks...
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The following are true stories. The names have been changed to protect the guilty. Case #1 Group Benefits Debacle Several years ago, I worked for a firm that advised and provided Executive Carve-out benefits for our corporate clients....
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RMR’s first quarter saw many fun changes and family additions. Here, we will update you on the activities we participated, the people who make this organization great and what’s on the horizon for RMR. RMR Family Additions...
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There are many misconceptions surrounding whole life insurance policies. So, the question becomes: is Whole Life Insurance worth it for you? That depends on a host of factors. Here, we’ll explain when it makes sense to get Whole...
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Often times, employers are faced with group healthcare rates that are generally not negotiable. This is typically due to the fact that there is no leverage against an insurance company regarding a group's actual claims performance or...
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We’ve all heard it: your investments should be diversified. But what does that mean, and why is it so necessary as part of a stable financial plan? If your investments are not diversified, you could also over-concentrated in one...
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New York City firemen are one of the few groups of people left in the country that will retire with an employer sponsored monthly pension. However, there are a lot of different avenues for additional savings along the way. Firemen can...
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Halloween Candy and Costumes RMR celebrated the holidays in style this quarter, spreading spirit and smiles within their community. On Halloween, RMR kept with its tradition and visited St. Frances De Chantal and St. Raymond’s...
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Stuart Simchowitz has been named to the 2018 Financial Times 401 Top Retirement Advisors! He joins financial advisors from 38 states and Washington, D.C. in being selected as one of the nation's 401 top DC plan advisors. It's quite a...
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In an increasingly complex financial environment, several basic financial challenges are constants. These include planning and paying for college, purchasing a home, and planning for retirement. While the average American can expect to...
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A stunning recent report from the Economic Policy Institute indicates that, "nearly half of families have no retirement account savings at all." Adding to this dire outlook for Americans and retirement, a GOBankingRates survey...
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One of the most exciting financial trends over the past few decades has been an increased focus on using corporate and newly created wealth to support worthwhile philanthropic endeavors. Whether these efforts are carried out through an...
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Saying "I do" marks the start of your new life as part of a married couple. But after the hustle and bustle of planning your wedding and honeymoon have faded, you may be left with some questions—and concerns—about...
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Every one of us has a unique set of interests and financial goals. Finding the right balance of investments to help ourselves get the things we want varies from person to person. It is very common that we collect a variety of...
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When it comes to investing, the importance of getting an early start can't be overstated. The time value of money means that $5,000 per year invested from ages 25 to 35 will ultimately compound to more than that same $5,000 per year...
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When you're young and just starting out in life, you can often feel invincible. Few members of the Millennial generation have life insurance outside an employer-provided policy, and even fewer have disability insurance—perhaps...
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The creation of a Financial Plan is an important step in reaching goals or getting to and through retirement. We often find that household financials become a collection of random accounts that lack coordination, are not being used to...
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The Power of Prioritization The textbook definition of prioritization is two-fold. As a principle, it means doing first things first. As a process, it means evaluating a group of items and ranking them in order of importance or urgency...
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