Broker Check

Corporate Solutions

Health, Wealth, Administration & Governance


Group Benefit Plans

Not every employee has the same needs and budget. Not every organization has similar ambitions and motives.

Using our experienced team of Benefit Advisors, let us help you decipher this code to optimize subscriber experience, expense management, and plan performance.

We help you to evaluate your intentions, define your goals, and objectives and determine a strategy. Then we craft solutions that include products, vendors, and services that are appropriate, affordable, compliant, and easily administered.

Retirement Plans

Whether you are starting a retirement plan or are seeking assistance with your existing program, RMR has the highly experienced and credentialed professionals to guide you through the entire process of designing, installing, and managing your plan.

Our team has the expertise in plan design techniques to help you accomplish your goals and leverage the principles of behavioral finance to help maximize outcomes for your participants.

OUR SUPPORT PROCESSES FOR YOUR BENEFITS & RETIREMENT PLANS INCLUDE:

Be it implementing and managing Health & Welfare Plans (Medical, Prescription Drug, Dental & Vision), Life & Disability, Wellness Programs, Voluntary Worksite Benefits, Pre-tax Plans (POP, FSA, DCA, HSA & LP-FSA, HRA & QTP), preparing your Benefits Guide, ACA Recordkeeping & Reporting, Health & Welfare Form 5500 preparation, Wrap Plan design and other notices, compliance, and plan governance obligations, we can help deliver solutions to help you optimize value, meet requirements and, your team’s expectations for a superior program with value to all stakeholders.

ENROLLMENT SUPPORT

Employees have limited dollars to allocate to benefits. It is important they have the resources to understand the value and tax impact of their benefit decisions.

ONGOING ANALYSIS

Regular and ongoing review of your benefits program and the law is important. As your demographics change, your strategy and plan designs should evolve with them.

VENDOR NEGOTIATION SUPPORT

Fiduciary responsibilities mandate that expenses are reasonable for the services provided and that they are necessary. This is a continual process and discussion that we have, on your behalf, with plan vendors.

BENCHMARKING & EXPENSE ANALYSIS

Determining a reference point you can rely upon to establish your plan’s design, formula, features, and benefits requires knowledge, experience, and judgment.Let us share valuable insights on how you compare.

ADMINISTRATION & GOVERNANCE

Employers need expertise to ensure that their platforms effectively and efficiently deliver not only enrollment and administration support but also provide the tools necessary to access the data that is required to meet their statutory reporting responsibilities. With these requirements in mind, RMR assists you in the determination of the most appropriate platforms for the delivery of your benefits program, and assists you in weighing the ASO and PEO approaches.

THROUGH OUR VENDOR PARTNERSHIPS WE DELIVER

ADMINISTRATIVE SERVICES OUTSOURCING (ASO)

Maintain your own infrastructure through a co-administration relationship whereby an employer utilizes a combination of integrated service providers and an outsourced team of specialists to deliver payroll, benefits administration, decision making support, as well as other human capital management functions. Employers maintain their own benefit plan offerings and the flexibility to select the most appropriate vendors to meet their needs.

PROFESSIONAL EMPLOYER ORGANIZATIONS (PEO)

A co-employment relationship whereby the PEO becomes the employer of record for tax purposes. While your company continues to direct an employee’s day-to-day activities, the employees gain access to the benefit plan options of the PEO and are supported by the human resources specialists of the PEO. PEO’s may be able to provide certain benefits, such as workers’ compensation or health insurance at below market rates by negotiating insurance coverage that covers the entirety of the PEO’s employee group.

NEW HIRE ONBOARDING

Automate your recruitment-to-onboarding process and allow new hires to electronically enter necessary personal and payroll related data as well as review and acknowledge employer required documents.

DECISION MAKING SUPPORT

Provide employees access to tools and resources which empower them to make appropriate choices and gives ongoing access to the information they need to best utilize their options.

COMPLEX ORGANIZATION MANAGEMENT

Management of benefits across multiple employers in control or affiliated service groups. Systems can help to classify employee groups and track multiple eligibility profiles.

ELIGIBILITY MANAGEMENT

Use systems to track employees hire dates, hours, and qualification to enroll in benefits. Manage communications electronically to ensure compliance with applicable laws.

BENEFITS ADMINISTRATION

Engage systems to eliminate paper and efficiently collect, store, and move data between your payroll system and your plan vendors for all benefit transactions.

CUSTOMIZED REPORTING

Access your data with standard and customizable reporting tools to generate the internal reports you require or to meet statutory reporting requirements.


WELLNESS & ENGAGEMENT

As an employer, it is not always easy to recognize when employee financial stress is attacking both your company culture and your bottom line. This is often represented in the form of delayed retirement, increased health care expense, and decrease in workforce productivity.

Health & Financial Wellness programs have emerged as a critical employee benefit to help you manage these risks.

Let our experts use our suite of tools and services to help you gain a picture of your workforce and devise strategies on how to address these concerns.

There are multiple approaches to determining the most appropriate wellness program. The most important element to a successful program is consistency. The ongoing and recurring engagement of employees creates a culture of attention to wellness and decision making. With this consistency, employees are more likely to seek out proper guidance and to utilize the resources provided to them.

For more information on Corporate Solutions, please fill out the form below